Disclosureunder SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015

Ahmedabad 05 October 2024: Pursuant to Regulation 30 read with Schedule III of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 and Regulation 8 read with Schedule A of SEBI (Prohibition of Insider Trading) Regulations, 2015, we hereby share the following information:

Key Business Highlights for the Quarter ended September 30,2024: 

Deposits:

• Total deposits grew 17% / 5% YoY / QoQ to Rs.34,046 crore from Rs.29,139crore / Rs.32,514 crore in Sep’23 / Jun’24
• CASA book growing steadily up 26% / 6% YoY / QoQ at Rs.8,882 crore

Assets:

• Gross Loan Book * up 14% / 1% YoY / QoQ to Rs.30,344 crore from Rs.26,574 crore / Rs.30,069 crore in Sep’23 / Jun’24
• Affordable Housing ^# continues to lead the growth of secured book; disbursed Rs.758 crore for the quarter up 40% / 70% YoY/QoQ.
• Secured book contributes well at 34.8% Vs 27.5% /31.3% as on Sep’23/Jun’24
• Credit to Deposit ratio at 87.4% Vs 85.4% / 85.8% as on Sep’23/Jun’24 (excluding IBPC/Securitisation)

Note-*IncludesIBPC/Securitizationof₹ 578croreasonSep’24|₹1,685 croreasonSep’23|₹2,369croreason June’24; #Includes M-LAP 

Collections & Asset Quality: 

 The information with reference to Q2FY25 is provisional and subject to an audit / limited review by the statutory auditors of the Bank.We request you to bring the above to the notice of all concerned.

This intimation shall be available on the Bank’s website at www.ujjivansfb.in